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Infographic: The Rise of High Deductible Health Plans

Health Insurance Companies Process 1 in 5 Claims Wrong

What High Deductible Health Plans Mean for Your Practice’s Bottom Line

At Capture Billing, our medical billing clients are seeing more high deductible health plans (HDHPs) than ever before. And since the introduction of the Affordable Care Act, AKA “Obamacare,” those numbers will only continue to rise.

So when we saw this interesting infographic from one of our friendly competitors, Nobility, we knew our readers would be interested too.


The crux of an HDHP is just that – the high deductible. With minimum 2015 deductibles starting at $1,300 for single plans and $2,600 for family plans, patients are struggling to come up with cash for medical expenses.

When someone enrolls in an HDHP, it’s estimated that their healthcare spending drops a whopping 14%. That drop also means that nearly one-third of patients with HDHPs are delaying or skipping recommended treatments and/or procedures.

And more employers are jumping on the HDHP bandwagon each year. As employers have been forced to cut costs, they’ve found low-premium HDHPs to be a much more affordable plan option since employees are assuming the bulk of the financial burden.

Since 2014, there’s been more than a 50% jump in employers who are offering HDHPs as the sole insurance plan option for their company. As a result, 1 in 5 US residents belong to HDHPs today.

With those kinds of numbers, your billing office will certainly be seeing more patients with high deductibles – and their decreased spending could affect your bottom line.

High Deductibles Healthcare Plans [Infographic]

is a 20 year veteran of healthcare having managed medical practices. He advises medical practices, physicians and practice administrators on how to run their practice and manage their medical billing and revenue cycle management. Manny speaks, blogs and makes videos at www.CaptureBilling.com, a blog that is tops in the medical billing and coding field. READ MORE

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Capture Billing helps medical practices by reducing their insurance accounts receivable and getting claims paid faster, allowing doctors to focus on providing quality healthcare to their patients without the stress of doing their own medical billing.

That’s why we developed Capture Billing’s Rapid Revenue Recovery System to keep our clients’ Accounts Receivables down and their revenue flowing.

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The analysis of any medical billing or coding question is dependent on numerous specific facts -- including the factual situations present related to the patients, the practice, the professionals and the medical services and advice. Additionally, laws and regulations and insurance and payer policies (as well as coding itself) are subject to change. The information that has been accurate previously can be particularly dependent on changes in time or circumstances. The information contained in this web site is intended as general information only. It is not intended to serve as medical, health, legal or financial advice or as a substitute for professional advice of a medical coding professional, healthcare consultant, physician or medical professional, legal counsel, accountant or financial advisor. If you have a question about a specific matter, you should contact a professional advisor directly. CPT copyright American Medical Association. All rights reserved. CPT is a registered trademark of the American Medical Association.

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Capture Billing is a Medical Billing Company based in South Riding Virginia.

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Capture Billing & Consulting Inc.
25055 Riding Plaza #160
South Riding, VA 20152
Phone: (703) 327-1800